I ruined my credit score with not paying on credit cards or my college loans. I did it and it's my fault.
It took me 4 years to get out of credit card debt and I still have college loans and hospital bills too.
I went onto Credit Karma to see my credit score and it's very poor. I have decided to work on paying hospital bills and my college loans.
I want people to know about this because having bad credit doesn't help when you look for an apartment or need a loan.
It sucks but I'm going to do what I can to have a better credit score and start paying my bills and keep paying them on time.
Check out www.creditkarma.com
It is free and tells you if any loan or bill is still opened or if it is closed. I find it useful and I'm going to make my score a better one.
Don't ruin your credit, make it a great score!
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